Real estate appraisal services for homeowners in the city of Port Charlotte and Charlotte County

The top 7 reasons FL homeowners use Diamond Residential Appraisals, Inc.:

To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
To reduce your mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
To determine the true market value of real estate in question to settle an estate in Charlotte County or the state of FL

Do you own a house in or near Port Charlotte? Do you need help deciding the price of your real estate?
Contact Diamond Residential Appraisals, Inc..

At Diamond Residential Appraisals, Inc., we understand the particular needs of a homeowner after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value conclusion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We're veterans in helping customers just like you dismiss unneeded and unwanted PMI insurance.

Challenging Charlotte county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a local area that is declining. That only means you're most likely paying more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Diamond Residential Appraisals, Inc. is your number one weapon.

Was your HELOC recently frozen?

Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. Not only can this be difficult from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Diamond Residential Appraisals, Inc. can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you would like to have a seasoned expert double-check it for preciseness or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? Diamond Residential Appraisals, Inc. offers field reviews where we go out and check the subject and comps. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Diamond Residential Appraisals, Inc. can We can assist you. While usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your property.